Buy Now, Pay Later with tbi bank's payment plan – no credit card required.

Don’t overthink it! Simple, fast, flexible, and 100% online.

4 interest-free installments for purchases between €20 and €1,000
Pay the first installment now using your debit card, and the remaining amount in 3 equal, interest-free monthly installments – every 30 days, stress-free!

Choose from 3 to 60 monthly payments for higher-value purchases up to €10,000
Spread the cost over up to 60 months with a fixed interest rate, starting with your first payment 30 days after your purchase.